1. Introduction
Welcome to Physics with Talha. These Terms and Conditions (“Terms”) govern the use of our website, physicswithtalha.com, and our services. POLARIS PREP (SMC-PRIVATE) LIMITED, registered in Pakistan, owns and operates this platform to provide educational resources primarily for O Level (GCSE/IGCSE) and A Level students globally.
By using this website, you agree to comply with all terms set out herein. If you disagree, please do not use our website or services.

2. Account Registration and Usage

• Account Registration: Accessing certain resources may require creating an account. Users are responsible for providing accurate, current information and keeping their account credentials secure.
• Individual Use Only: Each account is strictly for individual use. Sharing, distributing, or allowing others to use your account is prohibited.
• Educational Purpose: This website is a supplementary educational resource and is not intended to replace formal education or provide certification.

3. Intellectual Property Rights
All content on Physics with Talha is the exclusive property of POLARIS PREP (SMC-PRIVATE) LIMITED, including text, videos, graphics, and study materials. Users are prohibited from copying, reproducing, or distributing any material without our explicit written permission. Unauthorized use may result in suspension, termination, and/or legal action.

4. Privacy Policy
We are committed to protecting users’ privacy. Our Privacy Policy governs the collection and use of personal data. By using our website, you consent to the terms outlined in the Privacy Policy.

5. Refund Policy
Subscription fees are refundable within a 7-day period from the date of purchase, provided that the user has not accessed a substantial portion of the course materials. Refund requests beyond this period or for accounts suspended due to terms violations will not be entertained. Please refer to our Refund Policy for full details.

6. User Obligations
Users agree to:

• No Unauthorized Sharing: Do not share resources or content from Physics with Talha with third parties.
• Respect Platform Security: Any attempt to breach the platform’s security or tamper with its content is strictly prohibited.
• Compliance with Conduct Guidelines: Users are prohibited from sharing or engaging with content deemed inappropriate or irrelevant to the platform’s educational purpose.

7. Limitation of Liability
Physics with Talha provides resources to aid users in their studies but does not guarantee exam performance or academic success. Our platform complements traditional education but does not replace formal assessments.

8. Disclaimer of Warranties
All content on Physics with Talha is provided “as is.” We make no warranties regarding the accuracy, reliability, or completeness of the content. The user assumes full responsibility for their use of the platform.

9. Suspension or Termination
Physics with Talha reserves the right to suspend or terminate accounts without prior notice if users violate any of these Terms, misuse the platform, or compromise its security.

10. Jurisdiction and Governing Law
These Terms shall be governed by the laws of Pakistan. Any disputes arising out of these Terms will fall under the jurisdiction of the courts in Pakistan.

11. Teen Privacy
Our services are primarily intended for individuals under 18, with the consent of a parent or guardian where applicable. By using our site, you confirm that you have parental permission if required.

12. Amendments to Terms
We reserve the right to amend these Terms periodically. Users will be notified of significant changes. Continued use of our website constitutes acceptance of revised terms.

13. Contact Us
For questions or concerns about these Terms, please contact us at:

• Email: info@physicswithtalha.com